This website is operated by Shri Ram Nam Vishwa Bank Samiti. Throughout the site, the terms “we”, “us” and “our” refer to Shri Ram Nam Vishwa Bank Samiti. We offer this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, members, contributors, donors, and/or content creators.

Please read these Terms of Service carefully before accessing or using our website. If you do not agree to all the terms and conditions of this agreement, you may not access the website or use any services.

SECTION 1 – ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your jurisdiction, or that you are the age of majority and you have given consent to allow any of your minor dependents to use this site.

You may not use our products or services for any illegal or unauthorized purpose, nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature. Any breach or violation of the Terms will result in an immediate termination of your Services.

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information), may be transferred unencrypted and involve:
(a) transmissions over various networks; and
(b) changes to conform and adapt to technical requirements of connecting networks or devices.

Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service without express written permission by us.

SECTION 3 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon solely for making decisions.

This site may contain historical information, which is provided for reference only. We reserve the right to modify the contents of this site at any time but are under no obligation to update any information.

SECTION 4 – MODIFICATIONS TO THE SERVICE AND PRICES

Prices and offerings are subject to change without notice.
We reserve the right to modify or discontinue any aspect of the Service at any time. We shall not be liable to you or to any third-party for any such modifications.

SECTION 5 – PRODUCTS OR SERVICES

Certain products or services may be offered online only. These may have limited availability and are subject to return or exchange only according to our Return Policy.

We have made every effort to display product information accurately, but we cannot guarantee that your screen’s display of any color or detail will be accurate.

We reserve the right to limit sales or services to any region or person and to discontinue any product or service at any time.

SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse any order placed with us. We may limit or cancel quantities purchased per user, household or order.

You agree to provide current, complete and accurate purchase and account information. You agree to promptly update your account and other information as needed.

SECTION 7 – OPTIONAL TOOLS

We may provide access to third-party tools, which we do not monitor or control.

Your use of such tools is entirely at your own risk, and you should ensure you approve of the third-party terms. Any future services or tools introduced on the website will also be subject to these Terms.

SECTION 8 – THIRD-PARTY LINKS

Some content or services on our site may link to third-party websites. We are not responsible for evaluating their content or accuracy.

We will not be liable for any harm or damages related to transactions with third-party websites. Please read their policies before engaging with them.

SECTION 9 – USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS

If you submit feedback or ideas, you agree that we may edit, copy, publish, distribute, or otherwise use them in any medium without obligation to compensate you.

You agree not to post content that is unlawful, abusive, defamatory, obscene, or violates intellectual property rights. You are solely responsible for your submissions.

SECTION 10 – PERSONAL INFORMATION

Your submission of personal information is governed by our [Privacy Policy].

SECTION 11 – ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be typographical errors, inaccuracies or omissions relating to product details, pricing or availability. We reserve the right to correct and update such information.

SECTION 12 – PROHIBITED USES

You are prohibited from using the site or its content for:

• Any unlawful purpose

• To infringe on any intellectual property rights

• To harass, defame, or discriminate

• To upload viruses or malicious code

• For data scraping, phishing, or spamming

• To circumvent the site’s security features

Violation of these terms will result in termination of access.

SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee uninterrupted, secure or error-free service.
All services and products are provided “as is” without warranties.

Shri Ram Nam Vishwa Bank Samiti shall not be liable for any direct, indirect, or consequential damages resulting from use of the website or its content.

SECTION 14 – INDEMNIFICATION

You agree to indemnify and hold harmless Shri Ram Nam Vishwa Bank Samiti, its affiliates, and team members from any claims arising from your violation of these Terms or any law.

SECTION 15 – SEVERABILITY

If any provision of these Terms is found to be unlawful or unenforceable, it shall be deemed severable without affecting the remaining terms.

SECTION 16 – TERMINATION

These Terms are effective until terminated by you or us. We may suspend or terminate your access if you violate the Terms. All obligations prior to termination shall survive.

SECTION 17 – ENTIRE AGREEMENT

These Terms constitute the full agreement between you and Shri Ram Nam Vishwa Bank Samiti and supersede all prior communications or proposals.

SECTION 18 – GOVERNING LAW

These Terms of Service shall be governed by the laws of India. Jurisdiction shall lie with courts in Jaipur, Rajasthan.

SECTION 19 – CHANGES TO TERMS OF SERVICE

You can review the latest version of the Terms at any time. We reserve the right to modify these Terms, and continued use of the site constitutes your acceptance.

Chargeback Policy

For international orders with partial delivery, chargeback requests will be entertained only for undelivered items.

• Contact us first to resolve any issues at  support@ramnaam.in

• Chargebacks will be denied if items were already delivered.

• We reserve the right to update this policy at any time.

Tax and Duties

Customers are responsible for any import duties, customs charges, and taxes. These are not refundable and not grounds for cancellation.

If such charges are refused, no refunds or replacements will be issued. Due to the handcrafted nature of our items, delays may occur, for which we will not be held liable.

SECTION 20 – CONTACT INFORMATION

For questions about the Terms of Service:
support@ramnaam.in
www.ramnaam.in